Interest rates are on pause. Great. But what are you actually doing about it? Because just waiting for the next RBA meeting isn’t a strategy.
Here’s the thing – a rate hold doesn’t mean “everything’s sweet.” It means you’ve got a short window to get ahead before the next bump. Start with:
- Reviewing your budget. Where’s your cash really going?
- Paying down high-interest debt – because 20% on a credit card is no joke.
- Checking your loan health. If you haven’t refinanced or negotiated lately, you’re probably getting shafted.
The bottom line? A rate hold isn’t a break – it’s a chance to move.
Reach out if you need some clarity on your own personal situation.