Our take on current property investment news, developments and lifestyle in Australia
Are you afraid of buying the wrong property? Paying too much for a property? Do you have trust issues with Real Estate Agents? Are you nervous about a crash or interest rate rises? The importance of education when it comes to making smart property investments shouldn’t be underestimated. It can save a lot of heartache, […]
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We’ve already moved through July at a pretty fast pace and have hurtled rapidly into August. Before we know it, it will be September, then October. What are you doing to get that nice, juicy tax return? For all you property investors out there, it’s time to stop procrastinating and start getting your ducks in a […]
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So what is Lenders Mortgage Insurance (LMI)? And is it friend or is it foe? Now, Lenders Mortgage Insurance is basically a premium or an insurance policy that the banks make you take out on their behalf when you borrow over 80% of the property’s value. So it’s a premium that covers them as the […]
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Okay, here are some nasty habits that we need to avoid when applying for a loan – even if you’re six months, twelve months, eighteen months, away from getting yourself a loan, make sure you get these practices right now. Don’t change your job First one, is don’t go and change jobs or go into […]
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So, let’s talk about our 40’s! What should you be doing to prepare? Don’t underestimate the power of this decade – you’ve still time and you’ve still got a lot of living to do! 1. Define where you’re at This one can be a little confronting, but it’s necessary. Depending on where you’re at now […]
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Finding your own property is quite a simple task, right? Jump on Domain or Realstate.com.au and see what fits your price point, basically the amount the banks will lend to you. Then you just submit an offer similar to what the vendor is asking, the offer is then accepted, your Conveyancer ensures everything is in […]
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I did a video and article a little while ago on understanding how to buy a house from start to finish. Today I wanted to do a little bit of an offshoot and really drill down on the importance of understanding your numbers, so that when you’re buying a property and it’s for an investment, […]
Read MoreSome new laws were introduced in 2020 around pets in most States which basically say that as a tenant, you are allowed pets in your rental property, and as a Landlord, you need to accept it. Here’s what you need to know: VIC: On 2 March 2020, Victoria rolled out new laws which gave tenants the right to […]
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I’m always banging on about how important it is to educate and empower yourself with knowledge, but there are so many books on the topic of real estate investing that it can all get a bit confusing, eh? Some are good, some great, and well, some…let’s just call them ‘arm chair experts’ who shouldn’t have […]
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Goals are great when planning for the future but habits are highly effective NOW. It is easy to lose sight of a goal when it is too far in the distance, but creating new habits requires action every day which means you are more likely to maintain your focus. The actions may start out small, […]
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We tend to lose site of our health and well-being as we get older and busier. Our focus seems to naturally turn to work, security for our family, and the daily tasks that arise. We’re easily distracted by our ‘to do’ lists, become…dare I say it…lazy in our downtime, and sometimes find it difficult to […]
Read MoreWhen it comes to ‘fixed’ or ‘variable’, there are lots of things to consider and check. Today I want to focus on ‘fixed’ loans. First up, think about if it’s better for family finances and your long-term strategy to split the mortgage to a mix of fixed and variable. Does the lender provides support with […]
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I was told when just out of University, rent where you want to live and then put my money into income producing assets until I can or need to buy my principal place of residence with minimal debt owing on it. At the time, an extreme out of the box thought for me but the […]
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Heard of the Property Clock? Looks easy enough to follow, right? But are you using it properly… It’s a fundamental investment tool that gives you an idea at which stage of the cycle you should be investing. The average property clock usually represents a 12 to 15 year cycle although smaller cycles appear within this […]
Read MoreWatch the video to see how the consistency of regular extra repayments (big or small) onto your mortgage can dramatically decrease the term of your loan, and save you a tonne of cash in interest! Click here to use the (free) property tool
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While this is not the case EVERY time, we see it all too often. Where investors and business owners lose out on BIG returns because their accountant is NOT specialised in that field. Just because your parents use them, they may not be right for you (and in some cases, they may not even be […]
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Here’s a great breakdown of some of the Coalition promises and how they may affect you. First Home Buyers First home buyers have been promised some assistance under a Coalition government. It has indicated it will assist a small group of FHBs and enable them to buy their home with a deposit of only five […]
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Buying off the plan can sometimes be a daunting experience. Especially if you’re going into it blindly. There are plenty of benefits – think tax, builders guarantee, high value asset for low capital outlay. But the challenge is that it’s a foreign property purchasing concept for many and there can be risks involved. Failed expectations, […]
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If you want to rentvest, be prepared that you will receive some sort of negative energy, backlash, pressure or call it what you want for not buying your own home to live in sooner. The reason for this is not because your friends and family don’t like you or care for you, it is quite […]
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Successful investors understand, and accept, that there will be roadblocks and challenges along the way. It happens. They’re not afraid of it. They arm themselves with the power of knowledge. They pivot. They ask questions. They learn from the experience of others. And move rapidly towards their end goal. Success! Now, I think it’s pretty […]
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Today I wanted to cover identifying potential development suburbs and development sites. In our latest development, we chose the Central Coast suburb of Long Jetty for a number of key reasons. Firstly, my wife Amy has grown up in the area and spent her whole life living and understanding the area and the people in it. That was really crucial to us […]
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One of the most common questions we get asked is about valuations, so today I wanted to share with you what we’ve been doing with our clients. Now, in the investing world, valuations can make or break a home purchase or your next property aquisition. There are two main reasons why you would get a valuation; […]
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To buy or not to buy? The question every keen property investor wants to know. What are the House (not units or apartments) Hotspots and Notspots for 2019? So I’ll get straight into it…here are my top five to either pounce on or avoid around the country; NOTSPOTS Darwin Already experienced considerable growth a few […]
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Firstly, if you’re new to the world of home loans and banking, you’ll want to know just who this ‘Big 4’ are! National Australia Bank (NAB) Commonwealth Bank (CBA) Australia and New Zealand Banking Group (ANZ) Westpac (WBC) These banks have dominated almost 85% of the home loan market! Yep. Huge! But are they the […]
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